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[ 7 May 2015 | No Comment ]
8 in 10 Low Income Families Seeing No Sign of Improving Finances #news #families

A new survey commissioned by the national charity Turn2us has found that, despite a recovering economy, 79% of low income families have seen no sign of their financial situation improving in the last year.
The survey, released to coincide with Turn2us’ annual Benefits Awareness Month, found that in the last year, over four-fifths (81%) of parents on low incomes have struggled to pay for food and other essentials. Almost half (49%) say that their outgoings now exceed their earnings, with nearly a third (32%) seeing increased levels of debt.
Nearly half (47%) …

business mums news, business planning, finance »

[ 14 Apr 2015 | No Comment ]
infographic-ASI-vers-w-no-footer-23-03-2015

We all have dreams, vague or specific plans, hopes for the future, but are you putting steps in place to reach your goals. Whether it is simply to have fun with grandchildren during your retirement, whether you want to travel the world next year, AXA has created an infographic that outlines the nations plans. Importantly, once you have your dreams, it highlights different ways to reach them and prepare for the future you want.

 
 
What are your dreams? Have you taken steps to reach them?
This post is in association with AXA

business, finance »

[ 1 Apr 2015 | No Comment ]
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Funding. Sooner or later, every business needs an injection of cash. Whether it’s for launching a start-up, investing in new technology, or financing an expansion, sourcing fresh funds can be crucial. That funding may take a variety of forms—loan; investment; grant—but regardless of the route taken, funder confidence is vital.
So, how do you promote confidence? Carol Cheesman of Cheesmans Accountants advises business to be like a Boy Scout; be prepared.
Here is Carols’ advice for business preparing to seek finance:
First, you need a Business Plan.
Do it yourself – don’t delegate. It …

business, business planning, finance, online business »

[ 18 Mar 2015 | No Comment ]
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By Dominic Kitchin, The Science of Buying
How do you measure customer loyalty? Traditionally this has been very difficult.  However that doesn’t mean it isn’t important. Understanding how loyal your customers are can help you focus your sales and marketing effort in the right places.
Many large firms use the Net Promoter Score (NPS) created by Fred Reichheld. NPS is a metric that allows organisations to measure customer loyalty.  It’s also useful metric for small and micro businesses.
Loyalty is influenced by emotion. So, in order to measure loyalty, we need to gauge …

business, finance »

[ 13 Nov 2014 | No Comment ]
heather

 With the impending Self Assessment tax return deadline approaching, Heather Dore, Regional Manager of Easy Accountancy answers some crucial and commonly asked tax return questions from her clients who are self-employed or higher income parents.
 My partner and I have two children and we both work full-time earning over £50,000 a year. We receive child benefit and so I understand that we need to complete a tax return. As we are both earning over the threshold do we both need to complete a tax return?
As of last year parents that earn …

business, finance »

[ 28 Oct 2014 | No Comment ]
money

Do you earn extra money alongside your regular job? Did you know that this income is most likely a taxable income, and should be declared on a Self Assessment Tax Return?
What counts as a second income?
A second income could come from:

consultancy fees, eg for providing training
organising parties and events
providing services like taxi driving, hairdressing or fitness training
making and selling craft items
buying and selling goods, eg at market stalls or car boot sales

It is quite common for people to believe that they have a ‘hobby’, when in actual fact they are …

business, finance, Mumpreneur Profiles, retraining, run your own business, start ups »

[ 27 Oct 2014 | No Comment ]
evolution2

Business woman and Financial Planner, Rebecca Robertson, has launched a national female financial advisor firm for the everyday women.
With financial adviser roles being dominated by men, the company’s goal is to create more opportunity for women by creating a franchise, through which women can set up their own advisory business with full support and training, and in turn provide female clients and their family’s advice on their finances.
In September the firm ran their first training course with three new advisers, growing the team to 6. Nadine Monks from Medway is …

business, business planning, finance »

[ 17 Oct 2014 | No Comment ]
Shweta Jhajharia

Running a business often means taking risks – but these shouldn’t be random risks. They need to be calculated – in other words you need to ensure they actually aren’t that risky at all!
Shweta Jhajharia founder of The London Coaching Group suggests there are three things you must learn in order to reduce risk:
1)    Learn the Language of Numbers
Businesses don’t speak in English – they speak in numbers.
Profit, Sales, Cash Flow Receivables, Assets, Equity, ROI, Average Value Sale, and Conversion Rate. These are the words – and numbers – that …

business, finance »

[ 9 Sep 2014 | No Comment ]
Accounting help #freelancers #startups #solopreneurs

Crunch is a groundbreaking online accountancy firm for freelancers, contractors and small businesses. By combining accredited, award-winning in-house accountants with internally-developed cloud software, Crunch delivers a complete business accountancy service for a flat monthly fee. No costly extras, your own personal account manager, and maximum tax efficiency. Crunch’s monthly fee of £59.50+VAT includes:

Unlimited access to your own account manager and a team of accredited accountants
Access to our simple, real-time online accounting software to help you stay on top of your finances
Year end filings, Corporation Tax and VAT returns all included …

business, finance »

[ 28 Jul 2014 | No Comment ]
Accounting help #freelancers #startups #solopreneurs

Crunch is a groundbreaking online accountancy firm for freelancers, contractors and small businesses. By combining accredited, award-winning in-house accountants with internally-developed cloud software, Crunch delivers a complete business accountancy service for a flat monthly fee. No costly extras, your own personal account manager, and maximum tax efficiency. Crunch’s monthly fee of £59.50+VAT includes:

Unlimited access to your own account manager and a team of accredited accountants
Access to our simple, real-time online accounting software to help you stay on top of your finances
Year end filings, Corporation Tax and VAT returns all included …