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Articles in the finance Category

benefits, finance, house and home »

[ 14 Oct 2016 | No Comment ]

Watch our video where personal finance expert Harry Wallop gives his top five tips on how to save on every day and big ticket items with a few simple but effective tricks of the trade with research showing Brits are not as savvy as they think they are
Thanks to online shopping, discount sites such as Groupon, price comparison sites and retailers offering sales on an almost daily basis, paying full price for goods and services should be the exception not the rule.
But while according to new research released today by …

business, business planning, finance »

[ 4 Oct 2016 | No Comment ]

From Saturday 1st October 2016, the National Minimum Wage (NMW) increases for some age bands. The National Minimum Wage is the minimum rate of pay per hour most workers are entitled to by law. The rate will depend on a worker’s age and if they are an apprentice.
From last Saturday, wages go up to:

£6.95 per hour – 21-24 year old (from £6.70: 2015)
£5.55 per hour 18 – 20 years old (from £5.30: 2015)
£4 per hour – 16-17 years old (from £3.87: 2015)
£3.40 for apprentices under 19 or 19 or over who are …

business, finance »

[ 24 Sep 2016 | No Comment ]

During August 2016 Britain’s pensions deficits reached a record £459 billion as the interest rate cut sent liabilities soaring. FTSE 100 firms’ deficits were also at record breaking levels, estimated to be £46 billion in July this year, as opposed to £25 billion in 2015, and set to increase to £63 billion by the end of August.
There are a number of factors which have come into play that have seen pension deficit levels increase so dramatically since the global financial crash around 2007/8, when there was once a surplus. But …

finance »

[ 9 Sep 2016 | No Comment ]

If you’ve been struggling to pay off restrictive debts for any period of time, then borrowing again will probably be the last thing on your mind. That feeling of being debt-free is a relaxing and warm one, but unfortunately many people struggle to pay for some of life’s necessities in cash. For example, after a protracted period of paying back debt you might feel confident enough to take on a mortgage, or perhaps pay for a car or holiday – and the likelihood is that you may need to borrow.
If …

business, business planning, finance »

[ 5 Sep 2016 | No Comment ]

Do you know what business expenses you can claim? You could be missing out on a chance to pay less tax if you miss out some of the things that you can claim.  To help, HMRC have produced an easy to follow e-learning product. It guides you through hat is the best structure for your business, liaising with HMRC, what to claim and how to do it. You can find the course here: Self-employed business expenses

business, business planning, finance »

[ 20 Jun 2016 | No Comment ]
Six tips to help you negotiate your fees and salary

Whether you work for clients who pay by the hour, negotiate a day rate or are an employee, the tricky issue of what you get paid will come up sooner or later. It is shocking that there is still a gender pay gap, but there is, so if you are a woman and you’re reading this, please do take these tips to heart. You’re not just helping yourself: you are negotiating so that the next generation of women can expect fair and equal pay.  Negotiating pay isn’t just down to gender, but …

business, business mums news, business planning, events, finance »

[ 21 Apr 2016 | No Comment ]

Help for self employed businesses. Don’t miss out on valuable support from HMRC. Running a business is complicated so HMRC wants to help by making online tax support available. Many thousands have already benefitted from our help by joining our webinars. Why not join us to find out more about how to correctly claim allowable expenses, good record keeping, simple accounting and much more. No special equipment is needed to take part – just click on the link to sign up and receive an invitation to join. It’s that simple:
25 …

business, finance, Headline »

[ 7 Mar 2016 | No Comment ]

For most of us work is a necessity: it pays the bills, feeds and clothes the children, and pays for that desperately needed holiday in the summer. Most of us will also be concerned about the money we have in our pocket, wallet or bank, that’s the money that sees us through from week to week , month to month.
Those of us who are on PAYE have our tax and National Insurance taken from us “at source”, so we know exactly what our budget is going to be on an …

finance, Headline, house and home »

[ 29 Jan 2016 | No Comment ]

Lots of us with small children at home worry about sorting out our financial affairs. Our recent research tells us that 27% of Tired Parents say that they worry about their finances but do not know what to do, 14% are usually “too tired to think about anything financial” and 15% “put their head in the sand”. Sound familiar?
But don’t panic. If you can fit a stairgate on three hours’ sleep, making some simple changes to your financial life is child’s play in comparison.
There are three things which I think …

business, business planning, finance »

[ 21 Jan 2016 | No Comment ]

Most business owners hear the word marketing and believe it’s all about lead generation; pulling in new enquiries and gaining new customers. However according to Shweta Jhajharia of The London Coaching Group this is not the whole picture. Marketing is actually about getting more business. And that includes getting more value out of your existing customer base.
In order to understand how to achieve this there are two customer terms that need to be defined:
“Profitable” – i.e. the customer is bringing you high value. This is the absolute gross profit taking …