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Here are 3 important issues you need to consider when you are looking to by home insurance.

1. Protect your possessions. When you are looking to buy home insurance, you need to ensure that you work out exactly how much you need covering, so you don’t leave yourself short should anything happen and you need to put in a claim.  An example of this is if you underestimate your total value of possessions and then make a claim, you will be out of pocket and not be covered for everything you may lose. A great way to value your possessions is to do an inventory, room by room to make sure you do not miss anything.
2. Raise your excess. This may sound wrong but actually increasing the excess you have on your policy will mean that your policy will cost less and you will pay less each month or year. This is great if you are unlikely to make claims for small amounts. It will also have an impact on the long term cost of renewing your policy as the fewer small claims you put in, the lower your insurance will become.
3. Accidental damage. Your building is normally covered by accidental damage, such as a car crashing into it, but you may need to check and see if your content is also included. This is a great addition to your policy although you will have to take into consideration that accidental damage to your contents does not include damage caused by maintaining, cleaning or repairing an item.

These are three issues you really do need to consider when buying home insurance and no doubt the cost of you policy will be the main one. A good way to get a clear picture of what the policy is going to cost and what cover you will get is to compare home insurance on one of the many sites available. That way you will be able to see which is best for you.

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Do you have structured plans for spending time with your children?

One of the other things that came up was about our own memories of childhood. What do you remember about spending time with your parents? All of us had definite memories of time with our parents during family holidays. I have vivid memories of time in the garden at home (and it always seemed sunny back then!)

What memories of childhood are strongest for you? 

In the book, Christine Brown-Quinn points out how many of the skills she learnt in her business career are applicable to raising a family. Commitment, Communication and Conflict Management are all key elements to successful work and home life. Christine’s advice definitely rings true for me – I’ve found my business and family skills have developed alongside each other.

If you like this sort of book, you’ll also like Kids and Co.: Winning Business Tactics for Every Family, written by mum to three and founder of White Ladder Press Roni Jay.

Many thanks

Antonia

This easy to follow book has received rave reviews since being launched, here are a few examples of what people have been saying,

“Seriously though, the book is really great – it’s got everything you need to start blogging and there are some nifty tips for old timers too.  It’s clear, concise and beautifully presented. It’s not padding and waffle – it cuts to the chase and tells you just the important stuff. ” Exmoor Jane

“I do have to say that this has to be one of best books that I have read when it comes to blogging, it’s simple to understand and certainly doesn’t go off topic on any of the chapters, as I mentioned earlier the book is great for new and seasoned bloggers. If you are serious about your blogging then I would recommend this book to you.” Blazing Minds

Also if you fancy winning a copy of this excellent book then why not head on over to Britmums where they have three copies to give away!

Here are our top five tips on having fun with your family without breaking the bank.

1. You really don’t need to spend anything to have fun as a family. You can simply go to a local park and have fun on the swings or take a bat and ball and play rounders. Great exercise and lots of fun!
2. Look in local and national newspapers as they are always offering 2 for 1 on tickets to lots of different activities. They also have great offers on restaurants and as well as lists of activities that are local to you.
3. Visit your local museum. We recently visited one as a family and the children absolutely loved it. The great thing is they now cater for children so have interactive displays that the children are allowed to touch. They also have a wide range of activities so is great for all the family not matter what the age.
4. Check out the internet. There are many websites that offer savings on holidays, days out, meals and goods. One such site is Groupon, this is a great site as they not only have offers for the whole of the UK, you can find offers in a specific city near to you. You can also sign up and receive the offers direct to your inbox, which is great as the offers are limited in number and do also have a time limit.
5. Fancy a modern day treasure hunt?  GPS treasure hunting is a great family activity and the only expense is petrol. You go round searching for hidden containers using gps-enables devices and then you share your finds online. A great way to find new places locally and lots of fun for all the family.

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In this post I’m going to give you three strategies for success. Pick one and TAKE ACTION today.

1. Be First

Success strategy one is be first. Being first at something gives you a number of benefits. You can market yourself as ‘authentic’ and ‘original’ and in doing so you can charge a premium. Being first you will start out with no competition at all, this will give you a chance to develop your idea before other businesses start snapping at your heels. Being first gives you the added benefit of compound effort or traction, you’ve already done a lot of the legwork and made the mistakes, other businesses have to play catch up to you. This is a nice position to be in.

2. Be Unique

Take a tried and tested business model or idea and adapt it to include tried and tested bits from other business models. Businesses that have done this include Graze, taking the veg box delivery idea and applying it to products like nuts and seeds. Break some new ground and gain some attention.

3. Be the Best

Seen a cool idea elsewhere but know that you can improve on it? What’s stopping you. Business thrives on competition. If you can’t be first be the best. Look at ways to improve functionality, efficiency and effectiveness and you’ll be on to winner. Just don’t forget to keep innovating as there’ll always be businesses trying to do it better than you.

Which can you be?

Blog reproduced from www.littlemummy.com.

If you would like to be one of the people featured on this site, do get in touch with kizzy@familyfriendlyworking.co.uk. Click here to find out about other promotional opportunities and advertising.

Guidelines for a profile

There are questions below to guide you BUT don’t feel that you have to stick to a Q&A format. Family Friendly Working covers news and short articles about you and your business. All pieces need to be 200-400 words:

IDEAS FOR WHAT TO COVER

Name of Business:

Your Name and Age:

Tell us about your family (partner, children, ages, where you live etc: whatever you feel happy sharing)

What did you do before coming up with your business idea (previous career, stay at home mum etc) and how was it making the transition?

When did you launch?

How did you get started?

What research did you do before launching?

How have you funded the business?

How do you promote your business? What has worked best?

What has worked well about your business?

What has been your biggest challenge so far? How have you dealt with it?

How do you fit in work with the family?

What advice would you give to someone else wanting to work in this area?

If you have a flexible working business opportunity, please explain briefly what you offer and how people find out more.

Your website link.

If you can offer a discount or special promotion for Family Friendly Working readers, please write it here:

Please include a link to a photograph and/or logo.

So if you are looking to earn some extra money and are passionate about about raising happy healthy children, then this may interest you.

All sales consultants will get order forms, business post cards, and some sample CD packs. All you need to do is tell people about these amazing products and in return you will earn 30% commission as well as discounted products for yourself. This is set to run along side Sue Atkins new TODDLER Membership Scheme.

If you are interested and want to find out more, pop over to Sue Atkins site or email sue@thesueatkins.com