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Articles in the finance Category

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[ 30 Oct 2017 | No Comment ]

As the nature of investments and trading various stocks and commodities continues to change, investors big and small must adapt. There are countless methods for investing in a variety of different financial instruments, but the most important part of investing – innate knowledge – remains a challenge for those who aren’t at the top of the food chain.
Finding ways to level the playing field and earn better returns on investment should be a top priority for investors. Thankfully, the advent of social trading has made this possible for anybody seeking …

business, business planning, finance, Headline »

[ 20 Oct 2017 | No Comment ]

By Jonathan Amponsah, The Tax Guys
If you’re running a small business as a sole trader, a partnership or through a limited company you might well be missing out by failing to realise the extent of expenses that can be claimed against income.
 Of course HMRC expects you to claim the expenses that are incurred “wholly and exclusively” for the purpose of your business. Rent and rates, insurance, salaries etc.
But, what are the opportunities for “other expenses” with a personal element specifically education, training and holidays?
School fees
The directors of a company may …

business, business planning, finance »

[ 2 Oct 2017 | No Comment ]

If you run a business, ensuring that funds are deposited into your account on time is vital. For most  business owners, funds from their clients or customers are essential for paying company bills and ensuring that the cash flow of their business is running smoothly. However, as any business owner will know, payments are not always prompt.
Clients can forget or sometimes even downright refuse to pay, funds can take longer than expected to be transferred, and other issues can crop up and cause havoc with cash flow. Thankfully, there are …

business, finance, Headline »

[ 20 Sep 2017 | No Comment ]

Whether your business is just at the ideas stage, or you’re up and running, good financial advice is vital for every business. It’s always worth talking to a solicitor and accountant to ensure you’re on the right track, but you’ll also want to be well informed yourself.
I’ve just written some articles for giffgaff money which will help, whether you’re a business beginner or looking for a refresher. Read about how to structure your start-up, and find an article on why cash flow is vital for any business and how to …

finance »

[ 11 Sep 2017 | No Comment ]

Supporting a family is an expensive task, and according to the BBC, 29% of Britons are ‘just about managing’ (also referred to as Jam). Under the Jam category, it means that at least one person in the household is working, but there are no real savings.
As Theresa May put it: “If you’re from an ordinary working-class family, life is much harder than many people in Westminster realise. You have a job but you don’t always have job security. You have your own home, but you worry about paying a mortgage”.
“You …

business, business planning, finance »

[ 7 Sep 2017 | No Comment ]

We could all do with a little more money, right? But how do we get it? Barring winning the lottery, the amount of money we have depends on what we do with our time and our mindset as we approach life – in and out of work – is highly influential.
If you can adopt the right mindset you’ll have a much better chance of making your money go further. Here are five ways in which your state of mind can contribute to the state of your bank balance:

If you’re prepared …

business, business planning, finance, Headline »

[ 21 Aug 2017 | No Comment ]

Creditors have better memories than debtors. So said Benjamin Franklin. If your business is sitting on a pile of uncollected invoices, you’re perhaps thinking, tell me about it. You’ll know that chasing invoices is tedious, trying, and time-consuming, and at no time in your childhood did you say that your life’s ambition was to spend weeks, months, maybe even years being frustrated by ignored emails, unanswered voicemails and dodged phone calls. And it may be that, like many other business owners who find themselves in that exact position, you feel …

finance, house and home »

[ 18 Aug 2017 | No Comment ]

Life after university can be an excruciating reality check. It is abundantly evident now with many adults aged 18-34 living with their parents instead of with partners or flatmates, as high student loan debt and premium rents coupled with low earnings are making independent living a challenge.
Therefore, parents can again come to the rescue by financially helping their children get on their feet in the following four ways:


A straightforward way to help your child is by just giving them the funds they need. Talk to …

business mums news, finance, Headline »

[ 2 Aug 2017 | No Comment ]

Is your bank doing it’s job? As the owner of an SME or microbusiness it often seems like the bank is looking after its own needs first, and new research from Tide, the mobile-first business banking service backs that up. Here are the top five reasons that they feel high street banks aren’t suitable for the needs of today’s small businesses.

Setting up a business account is confusing and time consuming: High street banks request endless documents to SMEs before they can start sending and receiving money. If providing proof of …

finance, Headline, house and home »

[ 25 Apr 2017 | No Comment ]

“There are many ways that parents can start to encourage their children to interact with money from a young age said Kirsty Bowman-Vaughan, children and young people expert at the Money Advice Service. “We know that children learn best when they gain practical experience with money, and allowing them to make decisions and learn from their mistakes lays the foundations for better money management skills as they grow up.”
Here are five ideas to help your kids start to learn about money:

Give children the chance to pay for things from an …